Organized by: Department of MBA, St.Philomena’s College, Mysuru

Hosted by: Mr.Suhas Rajput, Entrepreneur; Proficient Minds, Belgavi

Date: 22-07-2025 FN

Venue: Conference Hall, 2^ndFloor,PGBlock

Attended by: Students, Faculty Members

Introduction

In an effort to promote financial literacy and encourage informed investing, a seminar was conducted by Department of MBA, St. Philomena College, Mysuru in collaboration with NSDL & SEBI. The session was hosted by Mr. Suhas Rajput, Entrepreneur proficient minds, Belgavi. A well-known speaker on financial education and investor awareness. The program aimed at educating young investors and students about the functioning of the securities market, its importance in economic development,andtheroleofregulatoryinstitutionsinprotectinginvestors’interests.

SessionOverviewandKeyLearnings

1. WhyIstheSecuritiesMarketEssential?
   1. The securities market is crucial for mobilizing savings and channeling them into productive investments.
   1. It facilitates capital formation, enabling businesses to raise funds for expansion and innovation.
   1. It plays a vital role in economic development by providing liquidity and marketability to financial instruments.

2.                         Primary and Secondary Markets

Primary Market:

• This is where new securities are issued for the first time (e.g., IPOs – Initial Public Offerings).
  • Companies raise fresh capital from investors.
  • Investors purchase securities directly from the issuer.

·         SecondaryMarket:

• Previously issued securities are traded among investors.
  • It provides liquidity, enabling investors to exit their investments when needed.
  • Stock exchanges like NSE and BSE facilitate such transactions

·        Why Should We Invest?

• To generate additional income.
  • To be at inflation overtime.
  • For financial security and independence.
  • To achieve short-and long-term goals like education, home ownership, and retirement.
  • Investment is not only for the wealthy—early and consistent investment builds wealth gradually.

·         Benefits of Investing

• Wealth Creation through compounding returns.
  • Diversification of income sources.
  • Tax Advantages through instruments like ELSS, PPF, NPS etc.
  • Ownership in Companies via shares and mutual funds.
  • Encourages financial discipline and long-term planning.

3.  Indian Securities Market Overview

• Regulated by SEBI to ensure transparency and fairness.
  • Comprises equity markets, debt markets, derivatives markets, and mutual funds.
  • Keyplayersinclude:
    • SEBI–Market regulator
    • NSDL/CDSL–Depositories
    • NSE/BSE–Stockexchanges
    • Brokers and Mutual Fund Houses–Intermediaries

4.    Role of Depositories (NSDL/CDSL)

• They provide a Demat account, where shares are held in digital form.
  • Ensure safe, secure and paper less transactions of securities.
  • Provide facilities for transfer, pledge, freeze, and re-materialization of securities.
  • Act as a crucial link between the investor and the clearing system.

5.   Anti-Money Laundering (AML)

• Explained the dangers of money laundering and how it affects the economy.
  • Importance of KYC (Know Your Customer) to prevent misuse of the financial system.
  • SEBI’s strict monitoring and surveillance systems to detect suspicious activities.
  • Every invest or must provide valid identity and address proof while opening accounts.

6.   Pledge Creation and Confirmation

• Investors can pledge their securities as collateral to take loans.
  • The process involves creating a pledge request, which must be confirmed by the lender.
  • The pledged securities are marked accordingly in the demat account.
  • Once the loan is repaid, the pledge is released.

7 Stages of SMART ODR(OnlineDisputeResolution)

• A digital mechanism for resolving grievances related to securities and services.
  • SMARTODRconsistsof:
• Filing a complaint online.
• Response from the intermediary.
• Mediation or arbitration if not resolved.

• It ensures time-bound, cost-effective, and transparent dispute resolution.

8.   Be a Prudent Investor

• Avoid panic buying or selling.
  • Stay away from rumors and unverified investment tips.
  • Perform research and understand the risk-return trade-off.
  • Invest only through SEBI-registered intermediaries.
  • Always read the offer document before investing.

9.                                      BeSmart–Verify Credentials

• Always check the registration number of brokers, advisors, and other market participants on SEBI’s website.
  • Avoid falling for promises of guaranteed returns.
  • Be alert to frauds, phishing messages, and unsolicited investment advice.

10.  SCORES2.0 App –Free of Cost

• SEBI has launched the SCORES (SEBI Complaints Redress System) 2.0 app.
  • It allows investors to file complaints digitally and free of cost.
  • Tracks the complaint status and ensures that regulatory bodies respond in a timely manner.
  • A big step towards investor empowerment and protection.

11.  Conclusion

 The seminar delivered by Mr. Suhas Rajput was an enriching experience for all participants. It successfully enhanced students’ understanding of how the Indian securities market functions and how crucial it is to invest wisely. The concepts of primaryandsecondarymarkets,roleofdepositories,pledgecreation,andinvestor safety were thoroughly covered. The introduction of the SMART ODR system and SCORES 2.0 App showed how technology is transforming investor services and complaint redressal. Students left the session with greater awareness of the risks and rewards of investing and a newfound interest in exploring the financial markets responsibly.